📈🌍 The Wealth Wave — 5PM Edition | June 23, 2025
Hello y’all, this is The Wealth Wave – your evening pulse on money, markets, and moves that matter.
💸 Money Move of the Day:
“Round-Up Savings” – Automate Your Discipline.
Many banks and apps now offer "round-up" savings features, where every purchase is rounded up to the nearest dollar, and the difference is saved or invested. It’s an effortless way to build a mini emergency fund or stash for your next big purchase.
🔹 Example: Spend $3.25 → $0.75 goes into savings automatically.
💡 Pro Tip: Pair this with a high-yield savings account (4.25%+ APY) to make your spare change work harder.
🌐 Global Financial Snapshot:
📉 Markets Cool Down Slightly
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Dow Jones: -0.41%
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S&P 500: -0.27%
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Nasdaq: -0.13%
Investors are holding back as the Fed hinted at possibly delaying further interest rate cuts until Q4. Eyes are on Friday’s inflation report out of the Eurozone.
🇨🇳 China’s Shadow Banking Crackdown
The Chinese government has intensified its crackdown on non-regulated financial institutions, which may send ripple effects through the real estate and commodities markets. Watch for volatility in global metal prices this week.
📊 Crypto Flash:
Bitcoin back above $64K 📈 as investors eye long-term ETF growth. Ethereum and Solana also show modest rebounds.
📢 Financial News You Shouldn’t Miss:
🧾 IRS to Target More High-Earners in 2025
The IRS announced an aggressive audit expansion targeting those earning over $400K/year, especially those involved in partnerships and S-corps. This is part of a broader effort to close the “wealth gap loophole.”
✅ Business owners: Make sure your bookkeeping is airtight.
💳 Zelle Facing Federal Regulation
The Consumer Financial Protection Bureau (CFPB) is proposing new oversight of peer-to-peer payment platforms like Zelle and Venmo due to increasing fraud claims. Regulation could slow down how fast payments clear or how fraud is handled.
🚨 Redacted by McIntyre (Podcast Coming September 2025)
“Everything You’re Not Supposed to Know…”
🕵️♂️ Today’s Briefing:
A leaked memo from a former intelligence officer suggests that foreign economic manipulation may be more common than reported — with “certain global banking institutions allegedly influencing regional conflicts to affect currency value.”
💭 The truth always leaves a paper trail… we're just tracing it.
Stay tuned. Stay sharp. Stay woke.
🔗 Get more, do more, know more at:
👉 mcintyrefinancialllc.com
📲 Schedule your financial strategy call now.
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See you tomorrow at 9AM for your next Wealth Wave 🌊
Until then — stay smart, stay sovereign.
— The McIntyre Financial Team
#TheWealthWave #FinancialFreedom #GlobalMoneyNews #RedactedByMcIntyre #McIntyreFinancial #LLCFormation #TaxTips #CryptoWatch #StayInformedStayEmpowered
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